TOTAL VOLUME:
$134b
24H VOL:
$107,351,958
24H TRANSACTIONS:
2,388,728,490
OPEN INTEREST:
$1,416,970,024
400,720
Markets across
30,097
events
MATCHED EVENTS:
2,633
PLATFORM COVERAGE:
5
Polymarket:
39%
VS.
Kalshi:
61%
Closed: Sep 5, 12:42 PM EST
Kalshi
The event tracks the performance of a specific credit card against a series of incremental spending thresholds for a defined month. Each threshold represents a distinct level of spending, with the outcome determined by whether the reported spending exceeds that level. The data source uses mobile location data to measure year-over-year changes in spending patterns.
All markets in this event are resolved based on the Carbon Arc Temu Monthly Credit Card Spend index for August 2026. Each market has a unique threshold value (ranging from 96 to 122), and resolves to 'Yes' if the reported index for August 2026 exceeds its respective threshold. The determining value is the first report published by Carbon Arc, and any subsequent corrections or revisions after market settlement will not affect the outcome. The index reflects year-over-year changes in U.S. store visits, with 100 representing equal spending to the prior year, values above 100 indicating growth, and values below 100 indicating decline. The index is calculated using mobile location data from over 200 million devices, normalized for seasonality, weather, and holidays, and updated daily.
This market resolves around Sep 14, 2026, with the outcome confirmed once the event is verifiable from credible public reporting. August's actual credit card spend figures will be compared against the defined thresholds, and the market will settle based on which range the verified data falls into. No further trading will occur after resolution, locking in all positions at that point.
Key signals include preliminary retail sales reports, consumer spending surveys, and any major economic announcements affecting discretionary purchases. Earnings calls from competitors or changes in credit card processing volumes could also shift expectations. On Kalshi, large trades—especially near resistance levels—may cause price swings, while news headlines directly referencing Temu's financial performance often drive short-term volatility in this market.