TOTAL VOLUME:
$154.8b
24H VOL:
$277,138,640
24H TRANSACTIONS:
2,984,640,614
OPEN INTEREST:
$1,905,404,943
412,077
Markets across
39,838
events
MATCHED EVENTS:
4,526
PLATFORM COVERAGE:
5
Polymarket:
37%
VS.
Kalshi:
63%
Closed: Oct 28, 9:12 PM EST
Kalshi
The California FAIR Plan provides fire insurance to property owners in high-risk areas when standard insurance is unavailable. Tracking the number of policies in force offers insight into the plan's reach and the underlying risk landscape it covers. Monitoring these figures helps gauge changes in insurance availability and consumer reliance on the plan over time.
These markets resolve based on the total number of California FAIR Plan policies in force as officially reported by the California FAIR Plan Association as of September 30, 2026. The underlying data includes all residential, commercial, and Businessowner’s Program policies counted at that specific point in time, representing a policy inventory rather than new policies written during the year. The markets remain open beyond the September 30 date because the policy count is typically released in a subsequent quarterly data publication. Resolution is determined using the first official figure released for September 30, 2026, with any later revisions not affecting the outcome. Each market has a specific threshold: if the reported policies in force exceed 700,000, 710,000, 720,000, or 730,000 respectively, the market resolves to Yes; otherwise, it resolves to No.
This market resolves around Nov 23, 2026, with the outcome confirmed once the event is verifiable from credible public reporting. The final determination will hinge on official announcements or published data confirming whether the specified California FAIR Plan policies remain in force at the close of the reporting period. No additional interpretation beyond publicly available records is required.
Several key signals could shift this market before Nov 23, 2026. Legislative sessions, budget proposals, natural disaster funding debates, and any policy announcements from state officials are primary catalysts. Additionally, economic reports or changes in disaster risk assessments may influence trader expectations. Media coverage of major incidents or policy debates can also cause rapid price swings, especially if they suggest a higher or lower likelihood of the FAIR Plan policies remaining active at the end of the reporting period.