TOTAL VOLUME:
$154.3b
24H VOL:
$219,029,434
24H TRANSACTIONS:
2,984,028,936
OPEN INTEREST:
$1,869,293,526
411,051
Markets across
40,408
events
MATCHED EVENTS:
4,377
PLATFORM COVERAGE:
5
Polymarket:
37%
VS.
Kalshi:
63%
Closed: Oct 5, 1:17 PM EST
Kalshi
The markets evaluate different thresholds of year-over-year growth in Temu credit card spending for September 2026, using data from Carbon Arc. Each threshold represents a specific level of increase compared to the same month in the previous year, with higher thresholds indicating more significant growth.
All markets in this event are resolved based on the Carbon Arc Temu Credit Card Spend index for September 2026, comparing it to the same month in the prior year. The index, where 100 represents equal spending year-over-year, is derived from Carbon Arc's aggregated U.S. credit and debit card transaction panel, updated daily. Each market has a unique threshold (e.g., above 96, above 102, etc.), and the market resolves to 'Yes' if the first reported value meets or exceeds that threshold. Any corrections or revisions to the data after the market settlement will not affect the outcome. The index measures percentage changes in spending, with values above 100 indicating growth and below 100 indicating decline. Kalshi explicitly disclaims any affiliation with the underlying company, and all trademarks remain the property of their respective owners.
Analyst forecasts for the Temu credit card spend market often differ from prediction market odds. Analysts may incorporate broader economic trends and company-specific insights that aren't fully reflected in market pricing. Traders on Kalshi set prices based on real-time sentiment and available data, which can lead to variations in expected outcomes. While analysts might offer more detailed, model-driven projections, this market reflects crowd-sourced expectations that can shift rapidly with new information or market dynamics.
This market resolves around Oct 14, 2026, with the outcome confirmed once the event is verifiable from credible public reporting. By that date, official financial statements or reputable news sources will publish the actual credit card spend figures for Temu in September. The market settles based on whether the reported figures meet predefined thresholds, closing all positions and determining final payouts for participants according to the verified data.
Several signals could shift this market before it settles. Key earnings releases, consumer confidence surveys, changes in interest rates, and any major announcements from Temu regarding credit card adoption or promotional campaigns will all influence trader sentiment. Additionally, broader economic trends affecting consumer spending, such as inflation data or shifts in discretionary income, may cause rapid re-pricing. Geopolitical events or regulatory updates impacting e-commerce platforms could also create volatility, especially if they affect Temu's user base or financial performance.